SCB has a policy for payment of dividend at the rate of not less than 30% of its net profit based on the consolidated financial statements, after taking into account of the long-term return to shareholders. The dividend will be paid in any year that SCB earns profit after appropriation of legal reserve and other required reserves and has no accumulated loss, including being able to sufficiently maintain appropriate capital funds in accordance with the law after the payment of dividends.

Within 1 month after it is resolved by the general shareholders meeting or the board of directors meeting, as the case may be.

SCB will consider paying interim dividends as it deems appropriate.

The dividend paid for preferred shares and ordinary shares during the past 5 years can be checked through the history of dividend payments at http://www.scb.co.th > About SCB > Investor Relations > Stock Information > Dividend History.

SCB will make payment of dividend to the shareholders by 2 methods: (i) by transferring to shareholders' designated bank accounts, or (ii) by cashier cheques.

The transfer of dividend to shareholders’ designated bank accounts via electronic network or so called the "System for Managing Automated Retail Funds Transfer (SMART)", or so-call ‘e-Dividend service’, will reduce problems on undeliverable cheques of dividend payment to shareholders and will enhance SCB’s capability in making dividend payments.  The shareholders will also receive benefits as follows:

1. It is convenient, fast and safe. Accordingly, the shareholders will receive dividend on time.
2. It will reduce times and costs for clearing cheques in respect of dividend payment. 
3. The shareholders will still receive withholding tax certificate and notice of dividend payment by transferring to account via a registered mail.

SCB is currently subject to 30% corporate income tax rate. Therefore, with such rate of corporate income tax, the individual shareholders receiving dividends are basically entitled to tax credit at the rate of 3/7.

1. In case of subsidiaries that SCB has full controlling power, the dividend will be paid at the highest rate from net profits after appropriation of legal reserves and other required reserves, including funds reserved for necessity in business operation.
2. In case of subsidiaries that SCB has controlling power according to its shareholding ratio, the dividend payment will depend upon the policy announced by each subsidiary and will be consistent with the relevant rules and regulations.

The annual general meeting of shareholders will be held within 4 months from the end of each accounting year of SCB (that is, 31 December of every year).

1. Any shareholders can appoint another person as his/her proxy to vote on his/her behalf at the general shareholders meeting by preparing a proxy form based on the form prescribed by law. The proxy must submit the duly executed proxy form to the SCB’s officer at the place of the meeting before attending the meeting.
2. Any shareholder can appoint an independent director of SCB as his/her proxy by indicating the name of independent director on the proxy form provided by SCB to shareholders together with the notice of the general shareholders meeting. The duly executed proxy form in this regard must be delivered to SCB prior to the date of the general shareholders meeting.

Shareholders can obtain the documents by contacting the Shareholder Services Unit, Board Secretariat and Shareholder Services Office, located at SCB, No. 9 Rutchadapisek Road, Jatujak Sub-district, Jatujak District, Bangkok 10900, Tel: +66 2 544-4217-8, or by downloading from website: http://www.scb.co.th > About SCB > Investor Relations > Shareholders Meeting.

There are 2 types of SCB’s shares, i.e. ordinary shares and preferred shares. Those ordinary shares    and preferred shares are listed for trading on both the main board and the foreign board of the SET.  The following are stock symbols for each type of securities:

As the preferential rights of SCB’s preferred shares had expired since 10 May 2009, at present, the holders of preferred shares are no longer entitled to any preferential rights, and can only enjoy the same rights as those of the holders of ordinary shares.

The status of those preferred shares still remain unchanged until the holder of such preferred shares submits a request for conversion of preferred shares into ordinary shares. However, trading liquidity of preferred shares on the SET is relatively low and will continue decreasing since the holders of preferred shares have continually exercised their rights for conversion of preferred shares into ordinary shares and, accordingly it would be difficult for the remaining holders of preferred shares to sell their shares.

The preferred shares can be converted into ordinary shares on a quarterly basis as follows:

Within 30 days after the relevant exercise date. The shareholders can inspect by the following 2 methods:

1. If the shareholder has account opened with a brokerage company (Broker), the shareholder can check with such broker.
2. If the shareholder holds share(s) in script form, the shareholder can check with TSD, as SCB’s share registrar, at Telephone: +66 2 229-2888.

You can buy or sell SCB’s shares listed on the SET by opening an account with any brokerage company (Broker) which is a member of the SET, such as SCB Securities Co., Ltd. (SCBS), No. 19 SCB Park Plaza Building 3, and No. 101 RCP Building, G Floor, Ratchadapisek Road, Jatujak Sub-district, Jatujak District, Bangkok 10900, Tel: +66 2 949-1000, Website: http://www.scbs.com.

Thailand Securities Depository Company Limited (“TSD”), located at No. 62 The Stock Exchange of Thailand Building, Ratchadapisek Road, Klongtoey District, Bangkok 10110, Tel: +66 2 229-2888, Fax: +66 2 359-1662, Website: http://www.tsd.co.th.

The holders of preferred shares and ordinary shares can contact TSD for the following share register services:

• Share transfer (e.g., transfer by inheritance, transfer of shares in respect of minor or incompetent person);
• Request for issuance of new share certificates in lieu of lost share certificates;
• Request for issuance of new share certificates in lieu of damaged share certificates.
• Request for separation/combination of share certificates;
• Request for issuance of a share certificate with the par value of Baht 10 per share in lieu of the old share certificate with the par value of Baht 100 per share;
• Request for change of personal particulars of shareholders (e.g., name-surname, address, dividend payment, etc.);
• Verification of shareholding particulars;
• Application for receipt of the dividends declared;
• Conversion of preferred shares into ordinary shares.

TSD, which is located at 62 The Stock Exchange of Thailand Building, 4th & 7th Floors, Ratchadapisek Road, Klongtoey District, Bangkok 10110, Tel: +66 2 229-2888, or at website: http://www.tsd.co.th.

The current foreign shareholding limit for SCB’s shares is 45.81% of the total issued and outstanding shares (both ordinary and preferred shares). If the investors would like to know the latest foreign shareholding ratio in SCB, the investors can contact SCB’s share registrar, or TSD, at Tel: +66 2 229-2888.

SCB’s accounting period commences on 1st January and ends on 31st December of every year.

• The summary of the statement of assets and liabilities (or C.B. 1.1) will be made available to public within 25 days after the end of each month.
• SCB’s balance sheet and profit and loss statements, including the consolidated financial statements, will be made available to public within 25 days after the end of each quarter. In addition, SCB will also prepare Management Discussion and Analysis (MD&A) to support such financial statements.
• The audited/reviewed balance sheet and profit and loss statements of SCB, including the audited/reviewed consolidated financial statements, will be made available to public within 45 days after the end of the first quarter and the third quarter, and within 60 days from the end of the second quarter (half-year) and the fourth quarter (annual).

Prior to each annual general shareholders meeting, the shareholders will receive the annual report (in CD format) containing the annual audited financial statements and a summary of financial statements together with the notice of the general shareholders meeting. In addition, the shareholders can also contact and ask for a hard copy of the annual report from Investor Relations Division, Tel: +66 2 544-4206, +66 2 544-4269, E-mail: investor.relations@scb.co.th.

The summary of the statement of assets and liabilities (or C.B. 1.1) and the quarterly financial statements are available for downloading at http://www.scb.co.th or the SET's website http://www.set.or.th.