“Phishing” (pronounced as fishing) is the latest and fastest growing from of information theft. The process is called “Phishing” because it uses e-mail lures and scare tactics to “fish” for sensitive personal information – including passwords, credit card numbers, and account information – from a wide “sea” of unsuspecting PC Users. One e-mail Phishing expedition can potentially reach millions of internet users.
You will receive an unexpected e-mail that looks like it is coming from a bank or financial services company. The e-mail will ask you to send account details and sometimes a PIN by return e-mail or will direct you to a web site that is a fraudulent – and often convincing – duplication of the Bank or financial services company's office site.
The e-mail may scare you by saying “ your account has been or may be frozen”, “your credit card has been cancelled”, “we are updating our software, please confirm your data”, or any number of other creative ploys. Unsuspecting people who fall victim to these ploys sends their personal information and the “phishers”, in turn, commit identity theft and other fraudulent activities, such as withdrawing your money or using your credit card at their leisure.
Remember that SCB or its staff will never ask customers to disclose their identity number, and PIN or any other confidential information via regular e-mail or on an unsecured web site. If at any time you suspect that an e-mail may be fraudulent, contact the SCB Information Security Division firstname.lastname@example.org
Dear ABCDBank customer,
Recently there have been a large number of indentity theft attempts targeting ABCDBank customers. In order to safeguard your account, we require that you confirm your banking details.
This process is mandatory, and if not completed within the nearest time your account may be subject to temporary suspension.
To securely confirm your ABCDBank account details please go to:
Thank you for you prompt attention to this matter and thank you for using ABCDBank!
ABCDBank® Identity Theft Solution
Do not reply to this email as it is an unmonitored alias
A member of ABCDBank
Copyright © 2004 ABCDBank
Prevention Guideline for Online Banking
SCB provides internet banking services through PCs, note books, tablets, or smart phones to enable customers to perform transactions, such as balance inquiries, withdrawals, fund transfers, utility payments, or the purchase of goods and services by themselves. When using online banking services, users must exercise discretion regarding the confidentiality of user names, passwords, or PINs due to the increasing threat of attempts to obtain user names, passwords, or credit card numbers for transactions. Using this technique, called “phishing”, an e-mail containing a link will be sent to users. When a user clicks on the link it will connect to a fake website that will steal your confidential information in order to unauthorized conduct transactions.
Guidance for Using ATMs safety
Threats arising from using ATMs are known ATM skimming. Scammers will install a skimmer in the ATM slot in order to copy card data on the magnetic stripe of the card. After obtaining the card data, the scammer will also steal your PIN by installing a pinhole camera in an attempt to get a clear view of the keypad and record all the ATM PIN actions or attach a fake keyboard over the real one to copy PINs. After that, the scammer will embed the copied information on a fake card and use it to withdraw money at ATMs.
Remarks : Skimmers are devices which read data on electronic cards, such as credit cards and ATM cards.
Spyware is a program that seek to enter your computer while you surf the Internet and can load without your being aware of it. They store our internet behavioral patterns and other data such as names, last names, addresses, email addresses, and possibly passwords and credit card numbers.