Has never held a non-performing loan at any financial institution
Age at least 20 years old, not more than 65.
- Only a copy of your ID card is required. It providing a copy of a government officer or state enterprise officer ID card with ID number and photo on the card, or passport (in the event that your spouse is a foreigner), please provide a copy of your house registration document.
- Copy of house registration
- Copy of marriage certificate (if applicable)
- Copy of certificate of name change (if applicable)
If purchasing a new home or second-hand home:
- Copy of sale and purchase agreement
- Copy of ownership document (copy of title deed, front and back)
- Loan agreement from the existing financial institution
- Copy of mortgage payment receipts from the existing financial institution
- Salary confirmation and pay slips
- Bank statements for past six months